One Point BankSecurity
Built like a vault. Feels like an app.
Your money deserves better than a 1990s bank login. Here's how we keep it safe.
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Encrypted by default
Every byte of data — at rest and in transit — is protected with 256-bit AES encryption.
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FDIC-insured up to $250K
Your deposits are held at our partner bank and insured up to the federal limit.
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Biometric login
Face ID and fingerprint unlock — your bank only opens for you.
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24/7 fraud monitoring
Machine-learning detection on every transaction, with instant push alerts.
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Card controls
Freeze, unfreeze, or replace any card from your phone in one tap.
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Two-factor everywhere
TOTP and hardware key support, with backup recovery codes.