One Point BankOne Point Bank
Security

Built like a vault. Feels like an app.

Your money deserves better than a 1990s bank login. Here's how we keep it safe.

Encrypted by default

Every byte of data — at rest and in transit — is protected with 256-bit AES encryption.

FDIC-insured up to $250K

Your deposits are held at our partner bank and insured up to the federal limit.

Biometric login

Face ID and fingerprint unlock — your bank only opens for you.

24/7 fraud monitoring

Machine-learning detection on every transaction, with instant push alerts.

Card controls

Freeze, unfreeze, or replace any card from your phone in one tap.

Two-factor everywhere

TOTP and hardware key support, with backup recovery codes.