One Point BankOne Point Bank
Pricing

Simple, transparent pricing.

No hidden fees. No minimum balance. Cancel any time.

Personal

$0/month

Everything you need to bank, free forever.

  • ✓Free checking & savings
  • ✓Up to 5 virtual cards
  • ✓Instant ACH transfers
  • ✓1% cash back
Open account

Plus

Most popular
$9/month

For people who want more from their money.

  • ✓Everything in Personal
  • ✓Unlimited virtual cards
  • ✓4.5% APY on savings
  • ✓2% cash back, no cap
  • ✓Priority support
Start 30-day trial

Business

$29/month

Banking built for founders and teams.

  • ✓Everything in Plus
  • ✓Multi-user access
  • ✓Expense categorization
  • ✓Accounting integrations
  • ✓Dedicated account manager
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