One Point BankOne Point Bank
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Fast and easy
banking with
One Point

Get the financial tools and insights to start, build, and grow your business.

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TODAY'S RATES

Home loans

30-year fixed as low as

6.228%

APR*

* APR = Annual Percentage Rate · APY = Annual Percentage Yield

Offers and updates.

Together, we'll help them save.

When you open your child's membership with the One Point Savers® Account and deposit at least $25, One Point will deposit an additional $55! Plus, earn a high interest rate on the first $500.

Learn more about the One Point Savers® Account

One Point is committed to excellent member experiences.

Money doesn't care about people, but we do. When it comes to your finances, we're in it together. With One Point, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we're more than a place to bank.

We do well when our members do well. If you need more from your banking experience, we're there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we're all stronger when every one of us is stronger. Most of all, it's about people. People like you.

Learn more about becoming a member

Community giving

We've been around for 90 years. We came together — and we stay together — to help one another. That's what community is all about.

Learn about our giving story

Green Horizons

If we all work together, we can maintain our community's beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle

Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with One Point's interactive and self-guided resources.

Explore financial education resources

Freelancers, entrepreneurs and sole traders.

Whether you're a freelancer, entrepreneur, or flying solo, there's a transparent package to suit you. Our aim is to make your life easy — we don't mind doing the heavy lifting.

Free plan available
Full privacy compliance
100% transparent costs
No commitment fee
Live spending overview
Debit Mastercard included
Freelancer using One Point Bank on her laptop

Small to medium-sized businesses.

Whether you're a freelancer, entrepreneur, or flying solo, there's a transparent package to suit you. Our aim is to make your life easy — we don't mind doing the heavy lifting.

Easy transfers
Deposit checks instantly
A powerful open API
Coverage around the world
Business without borders
Affiliates and partnerships
Small business team collaborating

Large or enterprise level businesses.

Whether you're a freelancer, entrepreneur, or flying solo, there's a transparent package to suit you. Our aim is to make your life easy — we don't mind doing the heavy lifting.

Corporate cards
International payments
Automated accounting
Request features
Premium support
Direct debit
Enterprise leadership team in a boardroom

We always try to understand customer expectations

180K+
Downloads
20K
Reviews
1K+
Team members
1M+
Transfers
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